According to Investopedia ‘’ financing is the process of providing funds for business activities, making purchases or investing. Financial institutions such as leasing firms, finance house and banks are in the business of providing capital to businesses, consumers and investors to help them achieve their goals”.
Without money and other resources, your business cannot achieve its objectives. Running a business without adequate finances is like wanting to drive a car without gas.
A recent a survey carried out around Lagos confirmed that lack of financing is one of the top four reasons why businesses fail. Our research conclusion mirrors the situation globally.
At Opticom, we can assist you to make your business achieve its goals through the provision of the much needed financing through loans and leases.
How Opticom can assist your business with financing
Below are some of our financing solutions:
Equipment Finance Lease
Opticom can finance the acquisition of key equipment like power generating set, vehicles, machinery, furniture and fittings and any equipment your business needs.
For example, we can finance the acquisition of medical diagnostic tools for a medical practice.
A printing press that needs to add a new equipment or power generating set can get financing solutions from us.
A number of small and medium enterprises and businesses have benefited from Opticom through equipment finance lease or loan.
We offer business loans to vibrant and progressive organizations. Our business loans can be used for working capital needs and assets acquisition.
We can also finance Local Purchase Orders (LPO).
At Opticom, we lend business owners money against their uncollected receivables. This type of loan helps businesses to free up cash which can be deployed to other areas of business operations.
Our invoice financing solution can help you to manage your liquidity and cashflow.
At Opticom, you can use your gold jewellery to secure loans. In the case of a business, the owners or directors of the business can get loans from us by using their gold jewellery as collateral security.
If you have an urgent need for cash e.g. to pay school fees, medical bills, unplanned travels, carry out repair work on your home or vehicle and you have valuable gold ornaments as assets, why not contact us today to discuss how we can assist you with cash.
We have a range of solutions that can cater to your loan and lease requirements.
- Incorporation documents including Forms CO2, CO7, MEMART, etc
- Business Profile
- Bank statement(s) within the last one year
- Proforma invoice from the vendor addressed to Opticom Finance
- Complete Application Form
- Lease request application letter
- Letter of authority to discuss with your banker(s)
- One (1) passport photograph of one of the directors or contact person
- Valid means of identification (Driver’s license/ International passport/Electoral Card etc.)
Your financing worries may be solved if you speak to us. Why not contact us today?